Your Personal Finance Journey Starts Here
Financial Literacy and Resources, Free to Use
Tools
Financial calculators
See what a loan, an investment plan or this year's taxes look like with your own numbers. Each calculator explains how it works and shows the results as charts and tables.
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01
Mortgage CalculatorMonthly payment, total interest and costs, and a month-by-month amortization schedule. Try extra payments to see how much sooner the loan is paid off.
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02
Investment CalculatorHow a starting amount and monthly contributions could grow, how much comes from growth, and a year-by-year breakdown.
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Tax CalculatorA simplified estimate of your 2026 federal income tax, with the child and earned income credits, your tax rates, and a likely refund or amount owed.
Latest article
Everything You Need to Know to Build Credit
Good credit can open doors, but a score does not tell the whole story of your finances. Learn what shapes a FICO score and how to build a stronger credit history through consistent, manageable habits.
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Start with what matters to you
Short, practical reads on the basics of personal finance, whether that is building savings, improving your credit, or getting started with investing.
Investing
Discover investing strategies, how to manage your risk, and how to achieve success in the market.
- Why You Need to Invest Right Now
- How Do I Start Investing?
- 5 Effective Ways to Minimize Investment Risk
Savings and Budgeting
Take control of your wealth and get your finances in order.
- 4 Mistakes Preventing You from Saving Money
- How to Start Building Your Savings
- How to Spend Less on the Essentials
Scenarios
What the numbers can look like
Worked examples from our calculators, with the assumptions behind each one. Open the calculator to change the numbers to fit your own situation.
Scenario
$200 a month, invested for 30 years
- Contributed
- $72,000
- Ending balance
- $194,903
Assumes a 6% average yearly return compounded monthly, with no fees, taxes or inflation. Real returns vary from year to year and can be negative. Try your own numbers